Header image
Translate: (Disclaimer)
Print this page Print this page Email this page Email this page

  Select News to View

Please select the year.
2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003

Back to Article List

3rd Annual Money Smart Week
Release Date: March 06, 2007

MoneySmart Logo
The 3rd Annual Money$mart Week in Sussex County

Saturday, April 21, 2007
Through
Thursday, April 26, 2007
 

The Money$mart Committee wishes to extend special thanks to the following sponsors of the 2007 program:

         ·        First Hope Bank
       
·        Lakeland Bank
      
·        Noble Community Bank
      
·        Sussex Bank
      
·        Sussex Mortgage LLC
      
·        Tri-Co Federal Credit Union
      
·        Valley National Bank


SATURDAY, April 21, 2007

12:30 p.m. – 1:30 p.m.
Piggy Bank Drop-Off/Registration
Children who range in age from Pre-K through the 8th grade are invited to participate in the 2nd Annual Piggy Bank Pageant .
Contest registration forms are available at www.sussex.nj.us and at www.AroundtheArea.com 
Where:  Sussex County Technical School
105 North Church Road, Sparta, NJ
(Lobby of the McNeice Auditorium)
For more information:  e-mail Barbara O’Neill at moneytalk1@juno.com or telephone 732-932-9155 X 250

1:00 p.m. – 1:45 p.m.
Financial Program for Kids
Free and open to the public
Children in grades K through 8 can learn about personal finance through creative games and displays.
Featured Speakers:  Susan Ottowski, Sussex Bank; and Mary Wainwright, Valley National Bank
Where:  Sussex County Technical School
105 North Church Road, Sparta, NJ
(Lobby of the McNeice Auditorium)
For more information:  Susan Ottowski, 973-827-3726 X 156 or Mary Wainwright, 973-383-6688

1:45 p.m.— 2:30 p.m.
Financial Programs for Kids
It is never too early to prepare for a sound financial future!  Teens will learn the basics of savings and checking accounts and the importance of establishing and maintaining good credit.
Featured Speakers:  Susan Ottowski, Sussex Bank; and Mary Wainwright, Valley National Bank
Where:  Sussex County Technical School
105 North Church Road, Sparta, NJ
(Lobby of the McNeice Auditorium)
For more information:  Susan Ottowski, 973-827-3726 X 156 or Mary Wainwright, 973-383-6688

2:30 p.m.— 3:00 p.m.
2nd Annual Sussex County Money$mart Week Piggy Bank Pageant
Pageant winners in all three age categories will be announced and prizes will be awarded.
Where:  Sussex County Technical School
105 North Church Road, Sparta, NJ
(Lobby of the McNeice Auditorium)

TUESDAY, APRIL 24, 2007

9:30 a.m. — 10:30 a.m.
MEDICAID PLANNING:  CAN YOU STILL DO IT?
In 2006, major changes to the Federal Medicaid laws have left us wondering, is there any way to protect our assets against the cost of possible future long-term care?  We will talk about what happens financially to a family when an individual needs nursing home care, and what you can and should do to prepare for that possibility.
Free and open to the public.
Featured Speaker:  Janice D. Pasculli, Esq., Certified Elder Law Attorney, Hollander, Strelzik, Pasculli, Hinkes, Vandenberg & Hontz, LLC.
Where:  Sussex County Main Library
125 Morris Turnpike, Frankford Township
For more information:  Janice D. Pasculli, 973-383-3233
To reserve your space call:  973-300-2320 x 4168
Session Number 203

10:30 a.m.—11:00 a.m.
Refreshments served

11:00 a.m. – 12:00 noon
IDENTITY THEFT:  WHAT YOU NEED TO KNOW
This program provides participants with an understanding of identity theft, simple prevention techniques, tips on how to recognize and report compromised identity, and the process for recovery.  A kit will be provided to all participants containing the key documentation required to recover one’s identity.
Free and open to the public.
Featured Speaker:  Debra J. Meister, Vice President, Valley National Bank
Where:  Sussex County Main Library
125 Morris Turnpike, Frankford Township
For more information:  Debra J. Meister, 201-602-3419
To reserve your space call:  973-300-2320 x 4168

Session Number 205

6:30 p.m. — 9:30 p.m.
PLANNING FOR HOME OWNERSHIP:  Panel Presentation and Discussion.  If you want to begin planning for home ownership, you should attend this workshop.  This informative workshop will be presented by housing experts (realtor, attorney, mortgage banker, etc.) and will take you through the entire home buying process from working with a realtor, applying for a mortgage, and closing on the property.  Workshop participants will earn a home buyer education certificate.
Free and open to the public.
Featured Speakers/panelists:  Sam Chazanow, Sussex Mortgage LLC; Kevin Coleman, Century 21 Gross and Jansen; and Megan MacMullin, Esq., Laddey, Clark and Ryan LLP
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ 
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  The Housing Partnership, 973-659-9222
To register and reserve your space call:   The Housing Partnership at 973-659-9222 or email register@hpmc@bellatlantic.net
Session Number 211

6:30 p.m. — 7:45 p.m.
WOMEN IN FINANCIAL TRANSITION
Free and open to the public.
Featured Speaker:  Shawn Adamo
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Shawn Adamo, 973-895-6700
To reserve your space call:  973-300-2320 x 4168
Session Number 213

6:30 p.m. — 7:45 p.m.
SAVINGS STRATEGIES FOR THOSE WHO DON’T SAVE
This class begins with a “Savings Coat of Arms” for participants to discuss their reasons for saving money, successful savings strategies, savings goals, and savings obstacles.  It then reviews over a dozen specific savings methods, including employer savings plans and “finding” money to save through household expense reduction.
Free and open to the public.
Featured Speaker:  Dr. Barbara O’Neill, Certified Financial Planner; Extension Specialist in Financial Resource Management, Rutgers Cooperative Research and Extension
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Dr. Barbara O’Neill, 732-932-9155 x 250
To reserve your space call:  973-300-2320 x 4168

Session Number 215

8:00 p.m. —  9:30 p.m.
DEALING WITH DEBT:  TEN STRATEGIES THAT WORK
This program will discuss ten “red flags” that indicate a debt problem and ten ways to address it:  cash flow adjustments (income and expenses), lifestyle downsizing, negotiating with creditors, credit counseling, debt consolidation, PowerPay, voluntary surrender of assets, government assistance program, Chapter 13 bankruptcy, and Chapter 7 bankruptcy.
Free and open to the public.
Featured Speaker:  Dr. Barbara O’Neill, Certified Financial Planner; Extension Specialist in Financial Resource Management, Rutgers Cooperative Research and Extension; and Stephen McNally, Esq., McNally & Busche, LLC
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Dr. Barbara O’Neill, 732-932-9155 x 250
To reserve your space call:  973-300-2320 x 4168
Session Number 216

8:00 p.m. —  9:30 p.m.
INVESTING FOR THE FIRST TIME:  A WORKSHOP FOR BEGINNING INVESTORS
How little is needed to start investing?  How do you start investing and where?  What types of investments are available?  What is diversification?  What are the risks and benefits of investing?  How can you maximize, diversify, and evaluate your 401(k), mutual funds, IRAs and Roth IRAs?
Free and open to the public.
Featured Speaker:  Nancy R. Trainor, Insurance and Financial Services
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Nancy R. Trainor, 973-729-4462
To reserve your space call:  973-300-2320 x 4168
Session Number 218

WEDNESDAY, APRIL 25, 2007

9:30 a.m. — 10:30 a.m.
WHILE YOU ARE SPRING CLEANING YOUR LEGAL HOUSE, DON’T HAND THE TAX-MAN THE VACUUM!This presentation is a lively, interactive session on the basics of estate and tax planning.
Free and open to the public.
Featured Speakers:  Elenora L. Benz, Esq.
Where:  Sussex County Main Library
125 Morris Turnpike, Frankford Township
For more information:  Elenora L. Benz 973 940-0707
To reserve your space call:  973-300-2320 x 4168
Session Number 301

10:30 – 11:00 a.m. 
Refreshments served

11:00 a.m. – 12:00 noon
WILLS AND TRUSTS:  DON’T WAIT UNTIL IT’S TOO LATE!
This presentation by the Sussex County Surrogate will help participants understand how New Jersey state law will affect the disposition of assets if someone does not have a will.
Free and open to the public.
Featured Speaker:  Nancy Fitzgibbons, Sussex County Surrogate
Where:  Sussex County Main Library
125 Morris Turnpike, Frankford Township
For more information:  Nancy Fitzgibbons, 973-579-0920
To reserve your space call:  973-300-2320 x 4168
Session Number 305

6:30 p.m. — 7:45 p.m.
25 DAYS TO BETTER HEALTH AND INCREASED WEALTH
This program describes 25 behavior change strategies to simultaneously improve your health and personal finances.  Participants will learn about each strategy and are encouraged to select several to implement a personal action plan.  Class content is based on the book, Small Steps to Health and Wealth™, available for $15 (optional).
Free and open to the public.
Featured Speaker:  Dr. Barbara O’Neill, Certified Financial Planner and Extension Specialist in Financial Resource Management, Rutgers Cooperative Research and Extension.
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Dr. Barbara O’Neill, 732-932-9155 x 250
To reserve your space call:  973-300-2320 x 4168
Session Number 310

6:30 p.m. —  7:45 p.m.
LONG TERM CARE INSURANCE:  DO YOU NEED IT?
What is long term care insurance and who should have it?  An analysis of the different long term care insurance benefits will be presented.  Find out why LTC is not just insurance, but a lifestyle.
Free and open to the public.
Featured Speaker:  Nancy R. Trainor, Certified Long Term Care Specialist, Insurance and Financial Services
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Nancy R. Trainor, 973-729-4462
To reserve your space call:  973-300-2320 x 4168
Session Number 312

8:00 p.m. — 9:30 p.m.
GET SMART ABOUT CREDIT:  TIPS FOR BORROWING WISELY
This presentation will describe factors to consider when obtaining credit, such as credit card fees and traps, credit reports and scores, federal credit laws, signals of debt, and how to establish or re-establish credit.  Ample time will be allowed for participant questions.
Free and open to the public.
Featured Speaker:  Dr. Barbara O’Neill, Certified Financial Planner and Extension Specialist in Financial Resource Management, Rutgers Cooperative Research and Extension.
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Dr. Barbara O’Neill, 732-932-9155 x 250
To reserve your space call:  973-300-2320 x 4168
Session Number 314

8:00 p.m. — 9:30 p.m.
FINANCIAL SECURITY IN LATER LIFE:  REALITY OR PIPEDREAM?
Free and open to the public
This workshop will discuss areas of financial planning that are often overlooked and which have the potential to trigger financial stress in later life.  Several practical steps will be reviewed that individuals may consider using in order to help them better prepare for a more meaningful and enduring lifestyle after retirement.
Featured Speaker:  Sharon Nikaido, Sterling Financial Group
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:   Sharon Nikaido, 973-729-1234 X 24
To reserve your space call:  973-300-2320 x 4168
Session Number 315

8:00 p.m. — 9:30 p.m.
YOURS, MINE, AND OURS:  THE FINANCIAL ASPECTS OF DIVORCE
Panel Presentation and Discussion
This presentation will include a discussion of the various financial aspects of divorce:  the division of assets, income considerations, tax aspects, cash flow, business valuations, retirement plans, life insurance, medical insurance, etc.
Free and open to the public

Featured Speakers:  Jane Caiazzo, Esq., and Mariann Murphy, Esq. 
Where:  Project Self-Sufficiency
62 Spring Street, Newton, NJ
For more information:  Mariann Murphy, 973-729-3888
To reserve your space call:  973-300-2320 x 4168
Session Number 317

THURSDAY, APRIL 26, 2007

9:30 a.m. — 10:30 a.m.
PROTECTING MY RETIREMENT SAVINGS
This workshop is intended to show people who are retired (or who will soon be retired) methods to make their retirement savings last.
Free and open to the public.
Featured Speakers:  Gary R. Chiusano, Sorrento Pacific Financial LLC at Sussex Bank; and Christopher Trepcos, AXA Equitable Life
Where:  Sussex County Main Library
125 Morris Turnpike, Frankford Township
For more information:  Gary R. Chiusano, 973-383-9000 X 119
To reserve your space call:  973-300-2320 x 4168
Session Number 401

10:30 a.m. — 11:00 a.m.
Refreshments Served
11:00a.m. — 12:00 noon
CREATING A RETIREMENT PAYCHECK
If participants expect their retirement savings to play a major role in covering their monthly living expenses, they must take charge of creating their own retirement paycheck.  This class will help participants create a tactical plan to make sure the income is there as long as they need it.
Free and open to the public.
Featured Speaker:  Patricia Q. Brennan, Certified Financial Planner and Senior Extension Trainer, Rutgers Cooperative Extension of Morris County
Where:  Sussex County Main Library
125 Morris Turnpike, Frankford Township
For more information:  Patricia Q. Brennan, 973-285-8300 X 233
To reserve your space call:  973-300-2320 X 4168
Session Number 403

6:30 p.m. — 7:45 p.m.
HOMEOWNERSHIP:  “MOUNT LAUREL” INCOME RESTRICTED FOR-SALE HOUSING
Learn guidelines and application procedures for “Mt. Laurel” income restricted for-sale housing, and how and where to apply for units (located mainly in Morris County).  Suggested minimum income:  $20,000.  Maximums:  (1 person) $47,206; (2) $53,950; (3) $60,694; (4) $67,438.
Free and open to the public
Featured Speaker:  The Housing Partnership
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ 
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  The Housing Partnership, 973-659-9222
To register and reserve your space call:  The Housing Partnership at 973-659-9222 or email register@hpmc@bellatlantic.net
Session Number 410

6:30 p.m. — 7:45 p.m.
FINANCIAL PLANNING FOR THE SECOND HALF OF YOUR LIFE
This program is especially designed for persons age 50+ and addresses their unique financial planning needs.  Specific topics covered include:  investment products and investment risk, retirement asset withdrawals, mandatory withdrawals from tax-deferred retirement plans, Social Security earning limits, financial record-keeping, health insurance, long-term care insurance, and leaving a legacy.
Free and open to the public
Featured Speaker:  Dr. Barbara O’Neill, Certified Financial Planner and Extension Specialist in Financial Resource Management, Rutgers Cooperative Research and Extension.
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  Dr. Barbara O’Neill, 732-932-9155 x 250
To reserve your space call:  973-300-2320 x 4168
Session Number 412

8:00 p.m. — 9:30 p.m.
RETIREMENT PLANNING:  HOW TO BE HEALTHY, WEALTHY, AND HAPPY
This presentation will address the fundamentals of retirement planning—how and why to plan; sources of retirement funds; the power of compounding and staying invested; important “Do’s” and “Don’ts”; and how long your retirement money will last.
Free and open to the public.
Featured Speaker:  Steven Oroho, Stonebridge Capital Management
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:   Steven Oroho, 973-579-6272
To reserve your space call:  973-300-2320 X 4168
Session Number 414

8:00 p.m. — 9:30 p.m.
IDENTITY THEFT:  WHAT YOU NEED TO KNOW
An identity is an expensive thing to lose.  How careful are you when it comes to protecting your identity?  This workshop will increase your awareness of the growing problem of identity theft and provide strategies you can use to avoid being victimized.
Free and open to the public.
Featured Speaker:  Lois Ferguson, Sussex County Prosecutor’s Office
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:   Lois Ferguson, 973-383-1570
To reserve your space call:  973-300-2320 X 4168
Session Number 417

8:00 p.m. – 9:30 p.m.
HOME OWNERSHIP:  SAVINGS CLUBS AND DOWN PAYMENT ASSISTANCE.
Learn about home buyer programs that match your monthly savings 3 to 1 and interest free down payment assistance to help you get into your first home in Sussex and Eastern Warren Counties.  Incomes from mid-$20s to mid-$70s.
Featured Speaker:  The Housing Partnership
Where:  Sussex County Technical School
105 N. Church Road, Sparta, NJ
(Room assignment available in Lobby of McNeice Auditorium)
For more information:  The Housing Partnership, 973-659-9222
To reserve your space call:  The Housing Partnership, 973-659-9222 or email register@hpmc@bellatlantic.net
Session Number 420

Money$mart Week in Sussex County is coordinated through the COUNTY OF SUSSEX in cooperation with Sussex County Community College, Sussex County Technical School, Rutgers Cooperative Extension, and the following volunteers.  These individuals have donated their time and energy to ensure that Money$mart Week provides free, high quality financial seminars and workshops to all citizens of Sussex County.

Barbara Adolphe          Center for Prevention and Counseling
Ellie Benz                    Elenora L. Benz, Esq.
Ray Cordts                  Lakeland Bank
Jim Furgeson               Newton Memorial Hospital
Christine Florio            Sussex County Division of Community Services
Pat Hendershot            First Hope Bank
Lynn Lancaster             AroundtheArea.com
Holly Lusardi                Project Self-Sufficiency
Liz McDonough             Tri-Co Federal Credit Union
Kevin Mitchell               County 4-H Agent (Retired)
Rachel Muller               Sussex Mortgage LLC
Barbara O’Neill             Rutgers University, Rutgers Cooperative Extension
Susan Ottowski            Sussex Bank
Gail Raub                     NORWESCAP
Kathy Stevens               New Jersey Herald
Nancy Trainor               Insurance and Financial Services
Mary Wainwright           Valley National Bank
William Waite                Sussex County Community College
Susan Zellman               Sussex County Freeholder

                                                                     

Special thanks is also due to Trish Springer of the Sussex County Freeholders Office for her patient and helpful administrative coordination and assistance in support of the Money$mart event each year.

Appreciation is extended to Prof. Sherry Fitzgerald and Ryan Hunter of the Graphic Design Department at Sussex County Community College for the layout and design of the program brochure.

History and Mission of Money$mart Week in Sussex County

Money$mart Week began in 2005 as an educational event coordinated by Freeholder Susan Zellman.  Under her leadership, a diverse group of more than 20 organizations worked together to develop and promote a week-long program intended to enhance the financial well-being of all citizens of Sussex County.  Committee members agreed to share resources and ideas to achieve greater public awareness of the programs and services available in Sussex County.

Since that first effort in 2005, Money$mart Week has continued to expand and now offers several days of focused presentations by community groups, financial institutions, government agencies, educational organizations, and financial experts, all designed to help consumers of all ages and incomes better manage their financial affairs.

The Money$mart Week program received an excellence award from the Sussex County Chamber of Commerce in 2006 for outstanding service and educational outreach to the citizens of Sussex County.






Community Resources | Home | County Government | Departments | Municipalities | Directories | Directions | County Tourism | Economic Development | Veterans Services | Events Calendar | Newsletters & Alerts | News & Information | Meeting Schedules | Service Requests | Contact Information | Form Center | Links | F.A.Q.s | Employment Opportunities | Skylands Ride/Public Transportation | How Do I? | Recycling/Solid Waste | Road Closures | Employee Services | Feedback | New Jersey Career Connections
Use Mobile Site
Copyright © 2017 Sussex County. All Rights Reserved.
Visit Sussex County on YouTube Follow Sussex County on Twitter Visit Sussex County on Facebook Subscribe to Sussex County's RSS Feeds Subscribe to Sussex County Email News

Powered by Cit-e-Net