Medicare Advantage Plan Ending?
What options do I have if my Medicare Advantage plan is ending at the end of the year?
If your plan is ending at the end of 2013, you need to decide whether you want to enroll into another Medicare Advantage plan or switch to Original Medicare.
If your plan is ending in 2013 and you want to enroll into another Medicare Advantage plan, you can do so until February 28, 2014. However, it's best to sign up for a Medicare Advantage plan by December 31, 2013, so that you can have coverage beginning January 1, 2014. If you wait until January or February to sign up for a new plan, your coverage will start the first of the month after you enroll. In the meantime, you'll have Original Medicare with no drug coverage until your Medicare Advantage plan coverage starts.
If your plan is ending in 2013 and you want to have Original Medicare in 2014, you will be automatically enrolled into Original Medicare beginning January 1, 2014. In most cases, people with Original Medicare also need to sign up for a Medicare Part D plan to have prescription drug coverage. In this case, you can sign up for a Part D plan by February 28, 2014. However, it's best to sign up for a Part D plan before December 12, 2013 so that you can get drug coverage January 1st of the upcoming year.
If you have any questions or need assistance with reviewing and changing your current coverage, please call the Sussex County Division of Senior Services, at 973-579-0555 ext. 1221, to speak to a State Health Insurance Program (SHIP) counselor.
SHIP Counseling at Sussex County Division of Senior Services